Terms of Service

Effective Date: September 16, 2025

1. Acceptance of Terms

Your access to and use of the products and services of Legacy Capital Members LLC ("Legacy Capital Members", "we", "us", or "our")—available through www.legacycapitalmembers.com and any other related website or application (collectively, the “Website”)—are governed by the following terms and conditions (“Terms”).

By accessing, browsing, or using any part of the Website, you agree that you have read, understood, and accepted these Terms. If you do not agree with these Terms, do not access or use the Website. We reserve the right to update or revise these Terms at any time by posting an updated version on the Website. Continued use after such changes constitutes your acceptance of the revised Terms.

2. Electronic Contracting and Communications

By using the Website or any of our services, creating an account, or clicking “I Agree” to these Terms, you acknowledge and agree to the use of electronic signatures, contracts, orders, and other records, as well as electronic delivery of notices, disclosures, and communications. You consent to doing business with us electronically and agree that such electronic actions and records have the same force and effect as written signatures and paper documents, in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state laws.

You also consent to receive communications from us electronically, including but not limited to:

• Service-related announcements, disclosures, and account notices;

• Legal notices, including those required by law;

• Marketing messages, promotional offers, and newsletters, unless you opt out of receiving such communications.

We may communicate with you via email, text message, postings on our Website, or through your user account. It is your responsibility to maintain accurate contact information and to regularly check your communications.

If you wish to withdraw your consent to electronic contracting or communications, you may do so by contacting us at [email protected], though doing so may result in the termination of your access to the Website or certain services.

3. Account Creation

To access certain features, you may be required to create an account. You represent and warrant that all information submitted is accurate and complete, and you agree to keep it up to date and secure. You are responsible for maintaining the confidentiality of your login credentials. We are not liable for any losses resulting from unauthorized access to your account.

4. Intellectual Property and Use Restrictions

All content on the Website—including text, graphics, code, databases, and trademarks—is owned by or licensed to Legacy Capital Members and protected under applicable intellectual property laws.

You may use the Website solely for personal, non-commercial purposes. You may not copy, modify, publish, sell, or exploit any part of the Website without our written permission. Limited downloading or printing of content for personal or internal business use is allowed, but you must not reproduce or distribute any substantial portion of our databases or services.

5. Database License and Restrictions

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Website and any database content for personal or internal business use only. You may not reproduce, publish, repackage, redistribute, or otherwise exploit the content commercially.

You may occasionally print or download individual pages to fulfill a specific information need for internal or confidential use only. However, creating a derivative database or publication from our content is strictly prohibited.

6. Service Availability and Modifications

We reserve the right to modify, suspend, or discontinue any part of the Website, services, or features at any time without notice. We are not liable for any such changes.

7. Fees and Payments (If Applicable)

If services offered through our Website are subject to fees:

• You agree to pay all applicable charges, fees, and taxes in accordance with the posted pricing and billing terms.

• Payments are non-refundable unless expressly stated otherwise.

• We may use third-party payment processors; by submitting payment details, you authorize us to share your information with such providers.

8. Disclaimer of Warranties

The Website and its contents are provided “as is” without warranties of any kind. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose. We do not guarantee the Website will be error-free, secure, or uninterrupted.

9. Limitation of Liability

To the fullest extent permitted by law, Legacy Capital Members and its affiliates shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the Website.

If we are found liable, our total liability shall not exceed (i) the total amount you paid in the six months before the claim, or (ii) $100—whichever is greater.

10. Indemnification

You agree to defend, indemnify, and hold harmless Legacy Capital Members, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or in any way connected with:

• Your use of the Website or services;

• Your violation of these Terms; or

• Your violation of any applicable law or third-party rights.

11. Third-Party Links

Our Website may contain links to third-party websites, applications, or services (“Third-Party Sites”) that are provided solely for your convenience. We do not control, operate, or endorse any Third-Party Sites, and we are not responsible for the content, accuracy, functionality, availability, or practices of such Third-Party Sites.

By accessing a Third-Party Site, you acknowledge and agree that:

• Your use of Third-Party Sites is entirely at your own risk and subject to the terms, conditions, and privacy policies of those sites;

• We make no representations or warranties regarding the security of any information you may provide to Third-Party Sites;

• We shall not be liable, directly or indirectly, for any damages, losses, or claims arising out of or in connection with your use of, or reliance on, any content, products, services, or information available on or through Third-Party Sites;

• The inclusion of any link on our Website does not imply our endorsement or recommendation of the linked Third-Party Site, its operators, or its content.

We strongly encourage you to review the applicable terms and privacy policies of any Third-Party Site before using it or providing any personal information.

12. Confidentiality of Login Credentials

You agree to maintain the strict confidentiality of your user ID, password, or any other access credentials associated with your account (“Login Credentials”). You are fully responsible for all activities that occur under your account, whether authorized by you or not.

You agree to:

• Not disclose or share your Login Credentials with any third party;

• Immediately notify us at [email protected] of any actual or suspected unauthorized use of your account or any other security breach;

• Ensure that you log out of your account at the end of each session, especially when using a public or shared device;

• Use reasonable measures (such as enabling two-factor authentication where available and keeping your devices secure) to protect your account.

We reserve the right to suspend, disable, or terminate your account if we have reason to believe that your Login Credentials have been compromised, misused, or shared in violation of these Terms.

We are not liable for any loss or damage resulting from your failure to maintain the confidentiality of your Login Credentials. However, you may be held liable for losses incurred by us or others due to unauthorized use of your account resulting from your failure to secure your credentials.

13. User Submissions

If you upload or submit content (“Submissions”) to the Website, you grant us a perpetual, worldwide, royalty-free license to use, reproduce, and display it. You represent that you own all rights to the content and that it does not infringe any third-party rights.

We reserve the right to edit or remove submissions and you waive any moral rights to the content submitted.

14. Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

You agree that any dispute, claim, or controversy arising out of or relating to these Terms, your use of the Website, or any services provided by us shall be brought exclusively in the state or federal courts located in Pinellas County, Florida, United States. You hereby consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

These Terms apply only to consumers located in the United States. If you access or use the Website from outside the United States, you do so at your own risk and are responsible for compliance with your local laws.

Before initiating formal legal proceedings, both parties agree to first attempt in good faith to resolve any dispute informally. If informal resolution is not successful, the parties agree to submit the matter to binding arbitration in Pinellas County, Florida, under the rules of the Judicial Arbitration and Mediation Service (“JAMS”). Each party shall bear its own attorney’s fees and share equally in the administrative costs of the arbitration.

To the maximum extent permitted by law, you waive the right to bring or participate in any class action, collective action, or representative proceeding against us. All claims must be brought on an individual basis.

15. Age Restriction

Our Website and services are intended for use only by individuals who are 18 years of age or older. By accessing or using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

We do not knowingly collect, use, or disclose personal information from individuals under the age of 18. If you are under 18, you are prohibited from registering for an account, purchasing services, or otherwise providing any personal information to us.

If we become aware that personal information has been collected from a person under the age of 18 without verified parental consent, we will take immediate steps to delete such information from our records.

By using the Website, you acknowledge and agree that we may, in our sole discretion, suspend or terminate access to any user we reasonably believe to be under the required age or who has misrepresented their age.

16. California Consumer Rights Notice

Under California Civil Code §1789.3, residents of the State of California who use our Website are entitled to the following consumer rights notice:

If you have a question, concern, or complaint regarding the Website, its services, or your account, you may contact us at:

Legacy Capital Members LLC

📧 Email: [email protected]

📞 Phone: +1 877-745-2826

We will make every effort to address and resolve your inquiry in a timely manner.

If you remain dissatisfied, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at:

By Mail:

1625 North Market Blvd., Suite N 112

Sacramento, CA 95834

By Phone:

(800) 952-5210

This section is provided pursuant to California law and is in addition to any other rights you may have under state or federal law.

17. Termination

These Terms remain in effect as long as you access or use the Website or our services.

• By You: You may terminate this agreement at any time by ceasing all use of the Website and, where applicable, deleting any downloaded content or closing your account. Any obligations or liabilities incurred prior to termination (including payment obligations, if applicable) shall survive termination.

• By Us: We reserve the right, in our sole discretion and without prior notice, to suspend or terminate your access to the Website or any portion thereof if we reasonably believe that:

o You have violated these Terms, applicable law, or third-party rights;

o Your conduct may harm our reputation, security, or other users; or

o Continued access is no longer commercially viable.

We may also suspend, modify, or discontinue the Website or any part of the services at any time.

• Effect of Termination: Upon termination, all rights granted to you under these Terms will immediately cease. Termination does not entitle you to any refund unless otherwise required by applicable law or a specific written agreement with us.

• Survival: Provisions that by their nature should survive termination—including but not limited to intellectual property rights, disclaimers, limitations of liability, indemnification, and dispute resolution—shall continue to apply after termination.

18. Force Majeure

We shall not be held liable or responsible for any failure or delay in performance of our obligations under these Terms if such failure or delay is caused by events beyond our reasonable control (“Force Majeure Events”).

Force Majeure Events include, but are not limited to:

• Acts of God (such as floods, hurricanes, earthquakes, fires, or other natural disasters);

• War, terrorism, civil unrest, or other acts of violence;

• Government actions, orders, restrictions, or regulations;

• Strikes, lockouts, labor disputes, or industrial disturbances;

• Power failures, internet outages, cyberattacks, denial-of-service attacks, or telecommunications breakdowns;

• Epidemics, pandemics, or public health emergencies;

• Failures of third-party service providers, hosting providers, or suppliers necessary for the operation of the Website or services.

During a Force Majeure Event, our obligations will be suspended for the period of delay or inability to perform. We will make reasonable efforts to resume performance as soon as practicable after the Force Majeure Event ceases.

If the Force Majeure Event continues for more than 60 consecutive days, either party may terminate these Terms upon written notice without liability, except for obligations accrued prior to termination.

19. Earnings & Income Disclaimer

Any income, profit, or earnings statements made by Legacy Capital Members LLC (“Legacy Capital Members,” “we,” or “us”) are estimates of potential only and are provided for educational and informational purposes. There is no assurance that your results will match any figures, outcomes, or examples presented on our Website, in our programs, or through our services. Your reliance on such information is at your own risk.

You acknowledge and agree that:

• Any earnings, income, or return on investment figures cited are not typical, guaranteed, or necessarily expected results;

• Results will vary based on numerous factors beyond our control, including your background, skills, financial resources, work ethic, business practices, and prevailing market conditions;

• Past performance or testimonials from other users, clients, or businesses are not indicative of future results, and are not to be relied upon as a guarantee of success;

• Real estate, investment, and business activities carry inherent risks, including the risk of financial loss or complete loss of invested capital. Such activities are not suitable for everyone, and only risk capital that you can afford to lose should be used.

You are solely responsible for performing your own due diligence before making any business, investment, or financial decision. We strongly recommend consulting with your own attorney, accountant, or other qualified professional advisors before relying on any information provided by us.

By using our Website, programs, products, or services, you expressly agree that Legacy Capital Members LLC shall not be held liable for your business, financial, or investment outcomes, or for any direct or indirect losses that may result from your reliance on the information we provide.

20. General Disclaimer

The information, content, programs, products, and services provided by Legacy Capital Members LLC (“Legacy Capital Members,” “we,” or “us”) through our Website and related platforms are intended solely for educational and informational purposes.

We do not provide, and nothing on our Website or in our services should be construed as:

• Legal advice;

• Tax advice;

• Accounting advice;

• Investment, financial, or professional advice.

You acknowledge and agree that:

• No attorney-client, accountant-client, fiduciary, or other professional relationship is created by your use of our Website or services;

• Any reliance on the information provided by us is made at your own risk;

• You are solely responsible for consulting with qualified professionals before making any legal, financial, tax, or business decision.

To the fullest extent permitted by law, Legacy Capital Members disclaims all liability for any loss, damage, or adverse consequences that may result, directly or indirectly, from your reliance on information obtained from our Website, programs, products, or services.

21. Entire Agreement

These Terms, along with our Privacy Policy, represent the entire agreement between you and Legacy Capital Members regarding use of the Website and services, and supersede all prior agreements or communications.

22. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable for any reason by a court or arbitrator of competent jurisdiction, such provision shall be enforced to the maximum extent permissible to reflect the parties’ original intent, and the remaining provisions of these Terms shall remain in full force and effect.

The invalidity or unenforceability of one provision shall not affect the validity or enforceability of any other provision. In such cases, the unenforceable provision will be deemed modified so as to be valid and enforceable to the fullest extent permitted by law.

23. Contact Information

If you have questions about these Terms or your rights, please contact:

Legacy Capital Members LLC

📧 Email: [email protected]

📞 Phone: +1 877-745-2826